Platform

One platform for the entire claims lifecycle

Claims adjudication, AI fraud intelligence, provider settlements, eligibility and analytics — composable modules on a single system of record.

What Vetra does

The healthcare insurance platform

Vetra Claims

Adjudicate every claim, your way.

St. NicholasIn review
ReddingtonApproved

Vetra Authorizations

Pre-authorize procedures in minutes.

Authorization

Coronary Angiography

AUT-5512Approved

Vetra Eligibility

Verify any member, instantly.

JO

John Okafor

HYG-DNG-00234-PR

Active

Vetra Settlements

Pay providers, fully reconciled.

Net payable

₦171.2M

38 claims · reconciled

Vetra Intelligence

Catch fraud before you pay.

Duplicate suspected

96% confidence · CLM-24812

Vetra Analytics

Operational truth, in real time.

Loss ratio · trending down

Vetra speed

Accomplish more in less time

Minute 1

A provider submits a claim

Minutes later

Eligibility checked, vetted and AI fraud-scored

Same day

Approved and queued for settlement
Vetra Intelligence

AI that catches fraud before you pay for it

Every claim is scored the instant it arrives — surfacing duplicates, tariff breaches and anomalies with explainable confidence, so your team reviews what matters and approves the rest with certainty.

  • Duplicate & double billing
  • Tariff-breach & upcoding
  • Utilization anomalies
  • Eligibility & lapse risk

0.0B+

Exposure flagged

0%

Detection precision

0.0s

Avg. scan time

0%

Leakage reduced

“Duplicate claim suspected — CLM-24812 billed twice in 48h.”

Settlement engine

Pay every provider, accurately and on time

Turn approved claims into reconciled payouts without leaving the platform — with the controls finance teams need and the speed providers love.

  • Batch approved claims into settlement runs in one click
  • Multi-level approval matrix that scales with payout size
  • Pay over NIP and bank transfer, then auto-reconcile
  • Provider-facing remittances and dispute resolution

Settlement run · May

STL-2026-041

Disbursed

Net payable

₦171,200,000

38 claims · gross ₦184.5M · 7.2% adjustments

St. Nicholas Hospital₦27.3M
Reddington Hospital₦18.9M
Lagoon Hospitals₦64.2M
Reconciled against bank statement · 0 discrepancies

Loss ratio & utilization

Live

0.72

Gold Family

0.58

Silver

0.91

Platinum

Analytics & reporting

Operational truth, in real time

Loss ratios, utilization, settlement latency and fraud exposure — surfaced as living dashboards and exportable reports your board will actually trust.

0.0%

Approval rate

across the network

0.0 days

Avg. settlement time

down 18% QoQ

0K

Lives covered

on Vetra today

0.0M

Claims / month

processed at peak

Security & compliance

Built for the most regulated industry there is

Healthcare data demands more. Vetra is engineered with defense-in-depth, least-privilege access and a complete audit trail by default.

SOC 2-aligned

Controls modelled on SOC 2 Type II across security, availability and confidentiality.

Encryption everywhere

Data encrypted in transit (TLS 1.2+) and at rest (AES-256), with isolated tenant data.

Granular RBAC

Role templates, per-user approval limits and data-scope boundaries enforced server-side.

Immutable audit logs

Every permission-sensitive action recorded, append-only, and exportable.

MFA & SSO

Multi-factor authentication and enterprise SSO for every workspace.

Data residency

Regional hosting options and tenant isolation for compliance-sensitive deployments.

Run your insurance operation on infrastructure built for it

See how Vetra unifies claims, fraud intelligence and settlements — book a walkthrough with our team.