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Vet, settle & pay every healthcare claim, anywhere.

Claims, authorizations, eligibility, settlements and AI fraud intelligence — for every HMO, provider and corporate. All in one platform from one trusted partner.

Settlement run · MayDisbursed

Net payable

₦171.2M

38 claims · 0 discrepancies

St. Nicholas₦27.3M
Reddington₦18.9M
Lagoon₦64.2M
Claim approvedFraud flagged by AI
Hygeia HMO

62% faster

claim adjudication

−31%

fraud leakage

Trusted by leading HMOs, insurers and provider networks

HygeiaRelianceAXA MansardLeadway HealthAvonClearlineDangoteMTNZenithGTBankAndelaReddingtonHygeiaRelianceAXA MansardLeadway HealthAvonClearlineDangoteMTNZenithGTBankAndelaReddington
What Vetra does

The healthcare insurance platform

Vetra Claims

Adjudicate every claim, your way.

St. NicholasIn review
ReddingtonApproved

Vetra Authorizations

Pre-authorize procedures in minutes.

Authorization

Coronary Angiography

AUT-5512Approved

Vetra Eligibility

Verify any member, instantly.

JO

John Okafor

HYG-DNG-00234-PR

Active

Vetra Settlements

Pay providers, fully reconciled.

Net payable

₦171.2M

38 claims · reconciled

Vetra Intelligence

Catch fraud before you pay.

Duplicate suspected

96% confidence · CLM-24812

Vetra Analytics

Operational truth, in real time.

Loss ratio · trending down

Vetra speed

Accomplish more in less time

Minute 1

A provider submits a claim

Minutes later

Eligibility checked, vetted and AI fraud-scored

Same day

Approved and queued for settlement

One intelligent platform for modern insurance

Real-time eligibility on the structured Member ID schema — verify any member in milliseconds.

Learn more

Actionable AI scores every claim for fraud, duplicates and tariff breaches the moment it lands.

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One settlement engine to batch, approve, pay over NIP and reconcile — end to end.

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Built on real-time infrastructure, with one claims engine, live notifications and a complete audit trail across every module.

Learn more
EligibilityFraud AISettlementsAuthorizationsAnalyticsAudit logsRBACReconciliationTariff bandsCapitationDisputesNotifications
Testimonials

Our customer reviews

Discover how operators across HMOs, providers and corporates run their claims on Vetra.

Hygeia HMO

How Hygeia cut claims leakage by 31%

Read the story →

Reliance HMO

Settling nine-day claims in 2.4 days

Read the story →

St. Nicholas

A provider network gets paid faster

Read the story →

Vetra makes running insurance operations effortless

0K+

lives covered

0+

HMOs & insurers

0.0B+

fraud exposure flagged

0.0%

average approval rate

V

Excellent claims operations

4.9/5 based on 1,200+ reviews

Adjudication that used to take days now happens in minutes.

Jeremy C.

Claims Officer

The AI flags are explainable, so our vetters actually trust them.

Ngozi O.

Claims Lead

Settlements and reconciliation finally live in one place.

Sparsh S.

Finance Officer

Provider payments are faster and every status is visible.

Tari G.

Provider Relations