AXA Mansard
Insurance-backed plans
Personal health cover, finally clear
Find and use health insurance that fits real life.
Compare verified HMO plans, see hospitals near you, manage your card and keep family cover in one simple health hub.
App coming soon
Scan to open Vetra and join early access.
Compare trusted HMOs
Familiar health cover, easier to compare.
Vetra brings recognizable Nigerian HMO options into one clean view, with the details people actually check before choosing cover.
Plan pricingProvider reachFamily options
Browse cover options
Hygeia HMO
Established care network
Reliance HMO
Digital-first cover
Leadway Health
Family and group cover
Avon HMO
Everyday care plans
Total Health Trust
Nationwide access
AXA Mansard
Insurance-backed plans
Hygeia HMO
Established care network
Reliance HMO
Digital-first cover
Leadway Health
Family and group cover
Avon HMO
Everyday care plans
Total Health Trust
Nationwide access
AXA Mansard
Insurance-backed plans
Hygeia HMO
Established care network
Reliance HMO
Digital-first cover
Leadway Health
Family and group cover
Avon HMO
Everyday care plans
Total Health Trust
Nationwide access
Personal cover proof
People want cover they can understand.
Vetra turns plan comparison into clear, practical decisions for individuals and families.
100+
plan profiles indexed
36
states mapped for care access
1 hub
for plans, cards and renewals
Clear comparisons people can act on
Built for real family care
Health cover should stay useful after you choose it.
Vetra helps one busy parent compare cover, check access, keep cards close and manage the health hub for everyone at home.
Family cover01
One place to protect the people you care for.
Compare HMO options for yourself, your children and dependants without chasing scattered plan details.
Find HMO coverFamily view
Members, plans and next steps together
Hospital access02
Know where your HMO actually works.
Check nearby hospitals and care points before you choose, so access feels practical when your child needs attention.
Find HMO coverCare map
Nearby providers before payment
Health hub03
Keep cards, activity and renewals in one calm hub.
After signup, Vetra keeps the digital card, cover status, family members and reminders within reach.
Find HMO coverActive cover
Cards, reminders and plan history
Everyday care04
Make follow-up easier after the clinic visit.
Track the care moments that matter: provider checks, pharmacy runs, claim notes and what comes next.
Find HMO coverCare trail
A simple record for everyday health needs
Coming soon
iOS + Android
Mobile app coming soon
Your health hub is moving into your pocket.
Create your Vetra account now. The iOS and Android app is being prepared for launch, with plans, cards, providers and renewal reminders in one place.
Store release soon
Plans in use
Active cover, family members and monthly premiums stay visible.
Digital cards
Card access is ready when you need care.
Provider search
Find hospitals and clinics that fit your cover.
Renewal reminders
Know what is active, expiring or due next.
The app preview above is the real Vetra health hub interface being prepared for early users.
Vetra for everyone
Health cover for the way Nigerians actually live and work.
Freelancers & creators
Freelancers & creators
Choose personal cover that works without HR, payroll or a company benefits desk.
Showing Freelancers & creators
Get covered online
Find, compare and get cover from the web app.
The personal experience guides you from search to active cover, while keeping the details you checked available after signup.
01 · Find
Start with the cover you actually need.
Tell Vetra your location, budget, preferred hospitals and who needs cover. The web app turns that into a focused starting point instead of a blank marketplace.
Get covered now
Cover brief
Practical context before you pick.
LagosFamilyBudget fit
02 · Compare
Compare HMOs by what changes your day.
See premiums, hospital access, family options, waiting periods and benefit notes side by side, with enough context to choose value instead of guessing.
Get covered now
Plan match
Practical context before you pick.
PremiumsHospitalsBenefits
03 · Choose
Request the quote and complete your cover.
Move from shortlist to action. Vetra keeps the plan, provider details and next steps together so you can confirm cover without losing the decision trail.
Get covered now
Quote ready
Practical context before you pick.
ShortlistProvider checkNext steps
04 · Use
Keep the cover alive in your Vetra hub.
After signup, your card, family members, renewal reminders and provider search stay in one place. The last step is not a receipt; it is a health cover home.
Get covered nowVetra health hub
Covered on Vetra
Digital card
Family Care Plus
CardProvidersRenewal
3 members
12 hospitals nearby
Renewal reminder set
Card ready
Personal FAQ
Frequently asked questions
Clear answers for people comparing and buying their own health cover.
Why should I use Vetra instead of contacting HMOs one by one?
Vetra gives you one place to compare plan pricing, hospital access, family options and benefit notes before you commit. It saves the back-and-forth and helps you make a practical shortlist faster.
Can I compare plans before I pay?
Yes. You can browse HMO profiles, compare plans, check provider access and request a quote before making a purchase decision.
Can I add family members to my cover?
Yes. Vetra is built for individual and family cover, so you can compare options for yourself, a spouse, children, parents or other dependants where the HMO supports it.
Do I need an employer to get health cover?
No. The personal experience is for people buying cover directly, including freelancers, self-employed workers, students and families.
Can I see hospitals near me before choosing?
Yes. Provider access is part of the comparison experience, so you can check whether a plan works around the places you live, work or regularly visit.
What happens after I choose a plan?
Vetra keeps the next steps, plan details and your personal health hub together, so you can track cover, cards, family members and renewal reminders from one account.
For teams and HMOs
Running an HMO or benefits team?
Switch to HMO Business for claims operations, provider settlements, authorizations, analytics and compliance workflows.